Privacy Policy

Next Step Home Loans, LLC. Privacy Policy

Last Updated: 10/31/2024

At Next Step Home Loans, LLC., we are committed to protecting your privacy and safeguarding your personal information. This Privacy Policy explains how we collect, use, disclose, and protect your information when you interact with us in the context of the mortgage industry. By using our services or providing us with your personal information, you consent to the practices described in this policy.

1.  Information We Collect

We may collect various types of information in the course of providing mortgage-related services. The information we collect may include but is not limited to:

a. Personal Information:

• Name
• Contact details (e.g., address, email, phone number)
• Date of birth
• Social Security Number or Tax Identification Number
• Employment information
• Financial information (e.g., income, expenses, assets, liabilities)

b. Mortgage Application Information:

• Loan application forms
• Credit reports
• Financial statements
• Employment history

c. Website and Mobile App Usage Information:

• Information collected through cookies and similar technologies
• Log data and analytics related to your usage of our website or mobile applications

2.  How We Use Your Information

We use your personal information for the following purposes:

a. Mortgage Application and Processing:

• To assess your eligibility for mortgage products
• To facilitate mortgage application processes
• To verify your identity and assess creditworthiness

b. Customer Service:

• To provide customer support and address inquiries
• To communicate with you about your mortgage application or account

c. Legal and Regulatory Compliance:

• To comply with legal and regulatory requirements
• To prevent fraud and other unlawful activities

d. Marketing and Promotions:

• To inform you about mortgage-related products and services
• To offer personalized mortgage solutions

3.  Information Sharing

We do not share data with third parties for marketing/promotional purposes.

We may share your information with third parties in the following circumstances:

a. Lenders and Financial Institutions:

• We may share your information with mortgage lenders and financial institutions to process your mortgage application.

b. Service Providers:

• We may engage third-party service providers to assist in mortgage application processing, customer support, or other related services.

c. Legal and Regulatory Requirements:

• We may disclose your information to comply with legal obligations and respond to law enforcement requests.

4.  Security

We are committed to protecting your information. We employ industry-standard security measures to safeguard your data from unauthorized access, disclosure, alteration, and destruction.

5.  Your Choices and Rights

You have certain rights concerning your personal information, including the right to access, rectify, or delete your data. Please contact us to exercise these rights or if you have any privacy-related concerns.

6.  Changes to this Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices. Any updates will be posted on our website, and we encourage you to review this policy periodically.

7.  Contact Us

If you have any questions or concerns about this Privacy Policy or our privacy practices, please contact us at:

Next Step Home Loans, LLC.

12841 Jones Rd. #245

Houston, TX 77070

832-504-9014

Thank you for entrusting Next Step Home Loans, LLC. with your mortgage needs. Your privacy is important to us, and we are committed to protecting your personal information.