MARK ZACHARY

NMLS # 201166

832-504-9014

Mark@NextStepHomeLoans.com

MARK ZACHARY Broker/Owner and Certified Mortgage Advisor

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What is a Loan Estimate?

What is a Loan Estimate?

During the mortgage application process, you will receive a very important document called the Loan Estimate (LE). This three-page form will provide you with detailed information about your proposed mortgage. Here’s what you need to know to effectively ma

Mar 21, 2023 | Purchasing a Home

Adjustable-Rate Mortgages – The Most Frequently Asked Questions

Adjustable-Rate Mortgages – The Most Frequently Asked Questions

In today’s real estate market with rising interest rates and high home prices, potential homebuyers are looking in every direction for ways to make home ownership more affordable. One option might be to utilize an adjustable-rate mortgage loan. These offe

Mar 16, 2023 | Interest Rates

What Fees are Included in Mortgage Closing Costs?

What Fees are Included in Mortgage Closing Costs?

When you buy a home or refinance your mortgage, you should expect to pay closing costs. What are these fees and what is it you are paying for? Closing Costs Defined Closing costs are charges for basically all the services it takes to put together a mortga

Mar 14, 2023 | Purchasing a Home

Can I Use a Home Equity Loan to Buy a Vacation Home?

Can I Use a Home Equity Loan to Buy a Vacation Home?

If you’ve been dreaming about buying that property at your favorite vacation spot but not sure how you’d ever save up for it, there may be an option you haven’t considered: using the equity from your current home to pay for the vacation home with a home e

Mar 09, 2023 | Purchasing a Home

How To Beat High Inflation with a Home Purchase

How To Beat High Inflation with a Home Purchase

Inflation rates in the U.S. rose to unusually high levels over the past few years. While the Federal Reserve is making headway on bringing rates down, it can still feel like your buying power is being quickly eroded. High interest rates may have scared yo

Mar 07, 2023 | Purchasing a Home

More Space: Buying a Bigger Home vs. Expanding

More Space: Buying a Bigger Home vs. Expanding

Maybe you have recently added another child to your family. Maybe it's time to bring your aging parents into your home for more care. Or maybe your job has gone remote, and you need room for an office. Whatever the reason for needing more space, it can be

Mar 02, 2023 | Purchasing a Home

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